Stated Income Commercial Real Estate

How Can a Stated Income Loan Help Your Business?

To grow your business, you need access to financing. Many traditional types of loans allow you to grow your business in specific ways but stated income commercial real estate loans offer you more flexibility. The money you receive from a stated income loan with Lone Star Commercial Capital can be used in any way to enrich your business.

What Is a Stated Income Loan?

A stated income commercial real estate loan is a flexible avenue of financing that allows you to enrich your company in a wide variety of ways. Because this type of financing is easier to qualify for than traditional financing, it is a wonderful financial solution for companies that are struggling financially. Eligibility for stated income loans is determined based on property value rather than credit history. Your company automatically qualifies for a stated income loan if the value of its property is greater than the cost of its insurance, mortgage and taxes. Stated income loans are also usually approved more quickly because they require less documentation.

What Are the Benefits of a Stated Income Loan?

Stated income loans are useful because the money they provide you with can be used in any way you deem fit to enrich your business. You also gain the following benefits if you secure a stated income loan from Lone Star Commercial Capital and have a credit score of at least 600.

  • Loan amounts up to $500,000
  • Fixed rated
  • 25-year terms
  • W-2 and self-employment documentation
  • Up to 75% LTV for mixed-use and multi-family properties
  • Up to 70% LTV for investment and owner-occupied properties
  • Up to 65% LTV for commercial properties such as retail stores, office buildings, storage facilities and warehouses.

Contact Us

Many companies can benefit from stated income commercial real estate loans. If you are interested in learning more about how this type of financing can help your business, contact Lone Star Commercial Capital today.